The PSCFM leader and “God First Thinker”, Dr. Chris Onalo, by birth and nationality is from Elele, Ibaji in Kogi State of Nigeria, but a very respectable world citizen who has made so much contributions and commitments to the present world’s credit management industry.

A highly principled person with strong christian orientation, Dr. Chris Onalo is surely an unsung hero of his generation for his articulation in credit management, by solely spearheading contributions to the formation of critical infrastructures needed for the growth, development and professionalization of credit management nationally and internationally. Such institutions include the revered Institute of Credit Administration (ICA) which is Nigeria’s national body for the regulation and setting standards for people in credit management; the Postgraduate School of Credit & Financial Management (PSCFM) - the only specialist institution in Africa offering higher professional learning programmes in the field of credit management. Chris is a much-sought after teacher of credit management and renowned expert in credit guarantee scheme project with countless industry, individual and institutional friends around the world. He is currently propagating in Nigeria the culture of the provision of Company Credit Report by independent credit services provider firms to support credit decision process of industry credit managers.

A well traveled credit professional, entrepreneur and educationist, Dr. Chris Onalo is a director of the prestigious London Postgraduate Credit Management College (LPCMC) UK, the first African to be appointed “professor of credit management” by the LPCMC. Dr. Onalo, Nigeria’s acclaimed credit economist holds Bachelor of Science, Masters of Arts and Doctorate degrees in Credit Management. Humble and Godly, Chris Onalo (Reverend) is the founder/pastor of House of God Fellowship Church (HGF). He is the first to establish in Nigeria credit and business information supplier-company (Credit Business Services Global Ltd –CBS Credit); the first to publish monthly magazine on credit management (The CreditManager, Creditnews and CreditMarket); and the first to run “This Week Credit Business” Live programme on Nigerian Television Authority (NTA). All of these endeavours of Dr. Chris Onalo who has maintained strong advocacy voice in Nigeria’s credit economy, industry and market for best practices and policy reforms were aimed at creating awareness, enhancing and promoting credit management profession not only in Nigeria but the world over.

Dr Chris Onalo, you are the world’s signature on credit management.
BUT DO YOU LIVE YOUR LIFE ON CREDIT?